Bank of Baroda Probationary Officers Exam., 2008 (Held on 5-10-2008)

1. RBI’s open market operation transactions are carried out with a view to regulate— (A) Liquidity in the economy (B) Prices of essential commodities (C) Inflation (D) Borrowing power of the banks (E) All the above
2. When more than one banks are allowing credit facilities to one party in coordination with each other under a formal arrangement, the arrangement is generally known as— (A) Participation (B) Consortium (C) Syndication (D) Multiple banking (E) None of these
3. Open market operations, one of the measures taken by RBI in order to control credit expansion in the economy means — (A) Sale or purchase of Govt. securities (B) Issuance of different types of bonds (C) Auction of gold (D) To make available direct finance to borrowers (E) None of these
4. The bank rate means— (A) Rate of interest charged by commercial banks from borrowers (B) Rate of interest at which commercial banks discounted bills of their borrowers (C) Rate of interest allowed by commercial banks on their deposits (D) Rate at which RBI purchases or rediscounts bills of exchange of commercial banks (E) None of these
5. What is an Indian Depository Receipt ? (A) A deposit account with a Public Sector Bank (B) A depository account with any of Depositories in India (C) An instrument in the form of depository receipt created by an Indian depository against underlying equity shares of the issuing company (D) An instrument in the form of deposit receipt issued by Indian depositories (E) None of these
Bank of Baroda PO Question Paper by www.questionpaperz.in
Bank of Baroda PO Question Paper by www.questionpaperz.in
6. An instrument that derives its value from a specified underlying (currency, gold, stocks etc.) is known as— (A) Derivative (B) Securitisation Receipts (C) Hedge Fund (D) Factoring (E) Venture Capital Funding
7. Fiscal deficit is— (A) total income less Govt. borrowing (B) total payments less total receipts (C) total payments less capital receipts (D) total expenditure less total receipts excluding borrowing (E) None of these
8. In the Capital Market, the term arbitrage is used with reference to— (A) purchase of securities to cover the sale (B) sale of securities to reduce the loss on purchase (C) simultaneous purchase and sale of securities to make profits from price (D) variation in different markets (E) Any of the above
9. Reverse repo means— (A) Injecting liquidity by the Central Bank of a country through purchase of Govt. securities (B) Absorption of liquidity from the market by sale of Govt. securities (C) Balancing liquidity with a view to enhancing economic growth rate (D) Improving the position of availability of the securities in the market (E) Any of the above
10. The stance of RBI monetary policy is— (A) inflation control with adequate liquidity for growth (B) improving credit quality of the Banks (C) strengthening credit delivery mechanism (D) supporting investment demand in the economy (E) Any of the above
11. Currency Swap is an instrument to manage— (A) Currency risk (B) interest rate risk (C) currency and interest rate risk (D) cash flows in different currencies (E) All of the above
Bank of Baroda PO Question Paper by www.questionpaperz.in
Bank of Baroda PO Question Paper by www.questionpaperz.in
12. ‘Sub-prime’ refers to— (A) lending done by banks at rates below PLR (B) funds raised by the banks at sub-Libor rates (C) Group of banks which are not rated as prime banks as per Banker’s Almanac (D) lending done by financing institutions including banks to customers not meeting with normally required credit appraisal standards (E) All of the above
13. Euro Bond is an instrument— (A) issued in the European market (B) issued in Euro Currency (C) issued in a country other than the country of the currency of the Bond (D) All of the above (E) None of these
14. Money Laundering normally involves— (A) placement of funds (B) layering of funds (C) integration of funds (D) All of (A), (B) and (C) (E) None of (A), (B) and (C)
15. The IMF and the World Bank were conceived as institutions to— (A) strengthen international economic co-operation and to help create a more stable and prosperous global economy (B) IMF promotes international monetary cooperation (C) The World Bank promotes long term economic development and poverty reduction (D) All of (A), (B) and (C) (E) None of (A), (B) and (C)
16. Capital Market Regulator is— (A) RBI (B) IRDA (C) NSE (D) BSE (E) SEBI
17. In the term BRIC, R stands for— (A) Romania (B) Rajithan (C) Russia (D) Regulation (E) None of these
Bank of Baroda PO Question Paper by www.questionpaperz.in
Bank of Baroda PO Question Paper by www.questionpaperz.in
18. FDI refers to— (A) Fixed Deposit Interest (B) Fixed Deposit Investment (C) Foreign Direct Investment (D) Future Derivative Investment (E) None of these
19. What is Call Money ? (A) Money borrowed or lent for a day or over night (B) Money borrowed for more than one day but upto 3 days (C) Money borrowed for more than one day but upto 7 days (D) Money borrowed for more than one day but upto 14 days (E) None of these
20. Which is the first Indian company to be listed in NASDAQ ? (A) Reliance (B) TCS (C) HCL (D) Infosys (E) None of these
21. Which of the following is the Regulator of the credit rating agencies in India ? (A) RBI (B) SBI (C) SIDBI (D) SEBI (E) None of these
22. Who is Brand Endorsing Personality of Bank of Baroda ? (A) Juhi Chawla (B) Kiran Bedi (C) Amitabh Bachchan (D) Kapil Dev (E) None of these
23. The branding line of Bank of Baroda is— (A) International Bank of India (B) India’s International Bank (C) India’s Multinational Bank (D) World’s local Bank (E) None of these
24. The logo of Bank of Baroda is known as— (A) Sun of Bank of Baroda
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Bank of Baroda PO Question Paper by www.questionpaperz.in
(B) Baroda Sun (C) Bank of Baroda’s Rays (D) Sunlight of Bank of Baroda (E) None of these
25. Which of the following statements(s) is/are True about the exports of China which is a close competitor of India ? (i) China’s economic success is basically on the fact that it exports cheaper goods to rich nations like the USA, etc. (ii) In the year 2007 China’s exports became almost 40% of its GDP. (iii) When compared to India China’s share in the World Exports is more than 30% whereas India’s share is mere 6% of the global exports. (A) Only (i) (B) Only (ii) (C) Both (i) and (ii) (D) All (i), (ii) and (iii) (E) None of these
26. One of the major challenges banking industry is facing these days is money laundering. Which of the following acts/norms are launched by the banks to prevent money laundering in general ? (A) Know Your Customer Norms (B) Banking Regulation Act (C) Negotiable Instrument Act (D) Narcotics and Psychotropic Substance Act (E) None of these
27. Lot of Banks in India these days are offering M-Banking Facility to their customers. What is the full form of ‘M’ in ‘M-Banking’ ? (A) Money (B) Marginal (C) Message (D) Mutual Fund (E) Mobile Phone
28. Which of the following is/are true about the ‘Sub-Prime Crisis’ ? (The term was very much in news recently.) (i) It is a mortgage crisis referring to credit default by the borrowers. (ii) Sub-Prime borrowers were those borrowers who were rated low and were high risk borrowers. (iii) This crisis originated because of negligence in credit rating of the borrowers. (A) Only (i) (B) Only (ii) (C) Only (iii)
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Bank of Baroda PO Question Paper by www.questionpaperz.in
(D) All (i), (ii) and (iii) (E) None of these
29. Which of the following is not the part of the structure of the Financial System in India ? (A) Industrial Finance (B) Agricultural Finance (C) Government Finance (D) Development Finance (E) Personal Finance
30. Which of the following is not the part of the scheduled banking structure in India ? (A) Money Lenders (B) Public Sector Banks (C) Private Sector Banks (D) Regional Rural Banks (E) State Co-operative Banks
31. As we all know Govt. of India collects tax revenue on various activities in the country. Which of the following is a part of the tax revenue of the Govt. ? (i) Tax on Income (ii) Tax on Expenditure (iii) Tax on Property or Capital Asset (iv) Tax on Goods and Services (A) Both (i) and (iii) only (B) Both (ii) and (iv) only (C) All (i), (ii), (iii) and (iv) (D) Only (ii), (iii) and (iv) (E) None of these
32. We very frequently read about Special Economic Zones (SEZs) in newspapers. These SEZs were established with which of the following objectives ? (i) To attract foreign investment directly. (ii) To protect domestic market from direct competition from multinationals. (iii) To provide more capital to agricultural and allied activities. (A) Only (i) (B) Only (ii) (C) Only (iii) (D) All (i), (ii) and (iii) (E) None of these
33. Which of the following groups of countries has almost 50% share in global emission of carbon every year ? (A) US, China, India, South Africa
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Bank of Baroda PO Question Paper by www.questionpaperz.in
(B) India, China, Russia, Britain (C) South Africa, Nepal, Myanmar (D) US, Russia, China & India (E) None of these
34. Which of the following correctly describes the concept of ‘Nuclear Bank’ floated by International Atomic Energy Agency ? (i) It is a nuclear fuel bank to be shared by all the nations jointly. (ii) It is a facility to help nations in enrichment of uranium. (iii) It is an agency which will keep a close vigil on the nuclear programme of all the nations. (A) Only (i) (B) Only (ii) (C) Both (i) and (iii) only (D) Only (iii) (E) Both (i) and (ii) only
35. Many times we read about Future Trading in newspapers. What is ‘Future Trading’ ? (i) It is nothing but a trade between any two stock exchanges wherein it is decided to purchase the stocks of each other on a fixed price throughout the year. (ii) It is an agreement between two parties to buy or sell an underlying asset in the future at a predetermined price. (iii) It is an agreement between stock exchanges that they will not trade the stocks of each other under any circumstances in future or for a given period of time. (A) Only (i) (B) Only (ii) (C) Only (iii) (D) All (i), (ii) and (iii) (E) None of these
36. Inflation in India is measured on which of the following indexes/indicators ? (A) Cost of Living Index (COLI) (B) Consumer Price Index (CPI) (C) Gross Domestic Product (D) Wholesale Price Index (WPI) (E) None of these
37. As per the reports published in the newspapers a section of society staged a demonstration at the venue of the G-8 Summit recently. What was/were the issues towards which these demonstrators were trying to draw the attention of G-8 leaders ? (i) Food shortage which has taken 50 million people in its grip. (ii) Inflation which has gone up substantially across the Globe. (iii) USA’s consistent presence in Iraq.
Bank of Baroda PO Question Paper by www.questionpaperz.in
Bank of Baroda PO Question Paper by www.questionpaperz.in
(A) Only (i) (B) Only (ii) (C) Only (iii) (D) Both (i) and (ii) only (E) None of these
38. Hillary Clinton formally suspended her campaign to ensure election of who amongst the following for the next President of USA ? (A) George Bush (B) Barack Obama (C) John McCain (D) Bill Clinton (E) None of these
39. Hugo Chavez whose name was recently in news is the— (A) President of Congo (B) Prime Minister of Uganda (C) President of Venezuela (D) Prime Minister of Brazil (E) None of these
40. The Govt. of India has raised the amount of the Loan Waiver to the farmers by 20%. Now the amount is nearly— (A) Rs. 60,000 crore (B) Rs. 65,000 crore (C) Rs. 72,000 crore (D) Rs. 76,000 crore (E) Rs. 80,000 crore
41. Delimitation Commission has made a recommendation that next Census should be Panchayat-wise. When is the next Census due ? (A) 2010 (B) 2011 (C) 2012 (D) 2013 (E) 2015
42. The World Health Organisation has urged that advertisements of which of the following should be banned to protect youth from bad effects of the same ? (A) Tobacco (B) Alcoholic drinks (C) Junk Food
Bank of Baroda PO Question Paper by www.questionpaperz.in
Bank of Baroda PO Question Paper by www.questionpaperz.in
(D) Soft drinks with chemical preservatives (E) None of these
43. Which of the following countries has allocated a huge amount of US $ 10 billion to provide relief to its earthquake victims ? (A) Japan (B) South Korea (C) China (D) South Africa (E) None of these
44. India and Nepal have many agreements on sharing of the water of various rivers. Which of the following rivers is not covered under these agreements ? (A) Kosi (B) Gandak (C) Ganga (D) Mahakali (E) All these rivers are covered
45. Which of the following names is not closely associated with space programme of India or any other country ? (A) CARTOSAT (B) NLS – 5 (C) RUBIN – 8 (D) GSLV (E) SCOPE
46. Vijay Hazare Trophy is associated with the game of— (A) Hockey (B) Cricket (C) Badminton (D) Football (E) Golf
47. Which of the following was the theme of the Olympic Torch ? (A) Journey of Harmony (B) Green World Clean World (C) Journey of Peace (D) Journey for Hunger-free World (E) None of these
48. Which of the following schemes is not a social development Scheme ? (A) Indira Awas Yojana (B) Mid Day Meal
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Bank of Baroda PO Question Paper by www.questionpaperz.in
(C) Bharat Nirman Yojana (D) Sarva Shiksha Abhiyan (E) All are social schemes
49. Which of the following is not a member of the ASEAN ? (A) Malaysia (B) Indonesia (C) Vietnam (D) Britain (E) Singapore
50. Which of the following Awards are given for excellence in the field of Sports ? (A) Kalinga Prize (B) Shanti Swarup Bhatnagar Award (C) Arjun Award (D) Pulitzer Prize (E) None of these
Answers : 1. (E) 2. (B) 3. (A) 4. (D) 5. (C) 6. (C) 7. (D) 8. (C) 9. (A) 10. (E) 11. (D) 12. (D) 13. (C) 14. (D) 15. (D) 16. (E) 17. (C) 18. (C) 19. (A) 20. (D) 21. (D) 22. (E) 23. (B) 24. (B) 25. (C) 26. (E) 27. (E) 28. (D) 29. (E) 30. (A) 31. (C) 32. (A) 33. (D) 34. (B) 35. (B) 36. (D) 37. (B) 38. (B) 39. (C) 40. (A) 41. (B) 42. (A) 43. (C) 44. (C) 45. (E) 46. (B) 47. (A) 48. (C) 49. (D) 50. (C

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100 Little Bits on Computer Awareness For Bank Exams

1) The code for a Web page is written using Hypertext Markup language

2) The first computers were programmed using Machine language

3) A filename is a unique name that you give to a file of information

4) This can be another word for program software

5) Any data or instruction entered into the memory of a computer is considered as storage

6) Which part of the computer displays the work done monitor

7) A series of instructions that tells a computer what to do and how to do it is called a program

8) Hardware is the part of a computer that one can touch and feel .

9) The role of a computer sales representative generally is to determine a buyer‘s needs and match it to the correct hardware and software.

10) Supercomputers refers to the fastest, biggest and most expensive computers

11) Executing is the process of carrying out commands

12) The rectangular area of the screen that displays a program, data, and or information is a window

13) The process of a computer receiving information from a server on the internet is known as downloading

14) Disk drive is the part of the computer helps to store information

15) Arithmetic operations include addition, subtraction, multiplication, and division

16) A keyboard is the king of input device

17) An error is known as bug

18) A collection of related information sorted and dealt with as a unit is a file

19) Sending an e-mailis similar to writing a letter

20) IT stands for information technology

21) A menu contains commands that can be selected

22) Plotter, printer, monitor are the group consists of output devices

23) Edit menu is selected to cut, copy and paste

24) The most important or powerful computer in a typical network is network server

25) The primary purpose of software is to turn data into information

26) The ability to find an individual item in a file immediately direct access is used.

27) To make a notebook act as a desktop model, the notebook can be connected to a docking station which is connected to a monitor and other devices

28) You can use the tab key to move a cursor across the screen, indent a paragraph.

29) A collection of related files is called record.

30) Storage that retains its data after the power is turned off is referred to as non-volatile storage.

31) Internet is an example of connectivity.

32) Testing is the process of finding errors in software code.

33) A syntax contains specific rules and words that express the logical steps of an algorithm.

35) Changing an existing document is called the editing documentation

36) Virtual memory is memory on the hard disk that the CPU uses as an extended RAM.

37) Computers use the binary number system to store data and perform calculations.

38) The windows key will launch the start buttons.

39) To move to the beginning of a line of text, press the home key.

40) When sending an email, the subject lines describe the contents of the message.

41) Tables, paragraphs and indexes work with when formatting text in word.

42) TB is the largest unit of storage.

43) The operating system tells the computer how to use its components.

44) When cutting and pasting, the item cut is temporarily stored in clipboard.

45) The blinking symbol on the computer screen is called the cursor.

46) Magnetic tape is not practical for applications where data must be quickly recalled because tape is a sequential because tape is a sequential access medium.

47) Rows and columns are used to organize data in a spread sheet.

47A) When you are working on documentation on PC, the document temporarily stored in flash memory.

48) One megabyte equals approximately 1 million bytes.

49) Information travels between components on the motherboard through buses.

50) RAM refers to the memory in your computer.

51) Computer connected to a LAN can share information and or share peripheral equipment

52) Microsoft office is an application suite

53) Utilities can handle most system functions that aren‘t handled directly by the operating system

54) If you receive an e-mail from someone you don‘t know then you should delete it without opening it

55) A set of instructions telling the computer what to do is called program

56) LAN refers to a small single site network

57) A collection of programs that controls how your computer system runs and processes information is called operating system.

58) Device programs drivers are small, special-purpose

59) Transformation of input into output is performed by the CPU

60) Data going into the computer is called input.

61) Binary choice offer only two options

62) To indent the first paragraph of your report, you should use tab key 63) Fields are distinct item that don‘t have much
5. meaning to you in a given context

64) A website address is a unique name that identifies a specific web site on the web

65) Modem is an example of a telecommunications device

66) A set of computer programs used for a certain function such as word processing is the best definition of a software package

67) You can start Microsoft word by using start button

68) A blinking symbol on the screen that shows where the next character will appear is a cursor

69) Highlight and delete is used to remove a paragraph from a report you had written

70) Data and time are available on the desktop at taskbar

71) A directory within a directory is called sub directory

72) Testing is the process of finding errors in software code

73) In Excel, charts are created using chart wizard option

74) Microcomputer hardware consists of three basic categories of physical equipment system unit, input/output, memory

75) Windows is not a common feature of software applications

76) A tool bar contains buttons and menus that provide quick access to commonly used commands

77) For creating a document, you use new command at file menu

78) Input device is equipment used to capture information and commands

79) A programming language contains specific rules and words that express the logical steps of an algorithm

80) One advantage of dial-up internet access is it utilizes existing telephone security

81) Protecting data by copying it from the original source is backup

82) Network components are connected to the same cable in the star topology

83) Two or more computers connected to each other for sharing information form a network

84) A compute checks the database of user name and passwords for a match before granting access

85) Computers that are portable and convenient for users who travel are known as laptops

86) Spam is the term for unsolicited e-mail

87) Utility software type of program controls the various computer parts and allows the user to interact with the computer

88) Each cell in a Microsoft office excel document is referred to by its cell address, which is the cell‘s row and column labels

89) Eight digit binary number is called a byte

90) Office LANs that are spread geographically apart on a large scale can be connected using a corporate WAN

91) Storage is the process of copying software programs from secondary storage media to the hard disk

92) The code for a web page is written using Hyper Text Markup Language

93) Small application programs that run on a Web page and may ensure a form is completed properly or provide animation are known as flash

94) In a relational database, table is a data structure that organizes the information about a single topic into rows and columns

95) The first computers were programmed using assembly language

96) When the pointer is positioned on a hyperlink it is shaped like a hand

97) Booting process checks to ensure the components of the computer are operating and connected properly

98) Checking the existing files saved on the disk the user determine what programs are available on a computer

99) Special effectused to introduce slides in a presentation are called animation

100) Computers send and receive data in the form of digital signals